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ENVIRONMENTAL

Protection Against Environmental Liabilities

Tanenbaum-Harber Environmental was formed to provide environmental insurance and risk management services to companies, including but not limited to:

  • Manufacturing
  • Wholesalers
  • Retailers
  • Shopping Centers
  • Reits
  • Site owners/developers
  • Potentially Responsible Parties (PRP's)
  • Property Managers
  • Residential/Commercial/Office/Industrial Properties
  • Environmental consultants/contracting
  • Financial Institutions

Our Products and Services

Pollution Legal Liability provides site-specific environmental coverage that includes on and off-site protection for bodily injury, property damage and cleanup costs. Coverage is triggered by pollution conditions.

Remediation Legal Liability provides first party remediation expense from pollution conditions on, at, under or emanating from a covered location and off-site loss. Coverage may be written to be triggered by simple discovery and/or government-mandated cleanup.

Legal Defense Expense covers legal costs, charges and expenses incurred as a result of defending and the possible settlement of a liability suit for pollution conditions. Coverage applies whether the suit is made by a private third party or by the government.

Claims for Contract Damages pays for compensatory damages for which the insured business is liable.

Cost Cap covers cost overruns associated with a scheduled remediation action plan.

Business Interruption including developmental soft costs.

Contractors Pollution and professional liability coverage.


At Tanenbaum-Harber Environmental, we will place business with only A-rated insurance companies to negotiate our insurance programs. The following represents a partial list of insurance companies we do business with for these environmental products.

  • AIG
  • Chubb
  • Gulf
  • LIU
  • Seneca
  • Zurich
  • XL
  • ACE
  • ARCH
  • American Safety
  • Evanston
  • Everest
  • Quanta
  • Hudson

Programs can be written to include coverage's previously listed including:

  • All standard property/casualty programs
  • Finite risk
  • Captive Insurance Programs
  • Insurance for Consultants/Contractors
    involved in the environmental industry
  • Any other coverage dealing with environmental liabilities

Environmental insurance is transaction driven: Since each company has its own drafted policy form, the broker retains the ability to modify the form to fit the coverage needed. At Tanenbaum-Harber Environmental, we recognize that, while competitive pricing is important, carefully negotiated terms and conditions are essential.

For further information, please contact:

Bruce Ostrow at 212/603-0318
OstrowB@tanhar.com

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320 West 57th Street, New York, NY 10019
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