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T&H Brokers environmental practice was formed to provide environmental insurance and risk management services to companies including manufacturers, wholesalers, retailers, REITs, site owners/developers, property managers, environmental consultants/contracting and financial institutions.
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Pollution Legal Liability
Site-specific environmental coverage that includes on and off-site protection for bodily injury, property damage and cleanup costs. Coverage is triggered by pollution conditions.
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Remediation Legal Liability
First party remediation expense from pollution conditions on, at, under or emanating from a covered location and off-site loss. Coverage may be written to be triggered by simple discovery and/or governmentmandated cleanup.
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Legal Defense Expense
Coverage of legal costs, charges and expenses incurred as a result of defending and the possible settlement of a liability suit for pollution conditions. Coverage applies whether the suit is made by a private third party or by the government.
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Claims for Contract Damages
Payment for compensatory damages for which the insured business is liable.
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Cost Cap
Coverage for cost overruns associated with a scheduled remediation action plan.
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Business Interruption
Business interruption includes developmental soft costs.
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