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T&H Brokers specializes in non-traditional risk transfer counterparties for hazard risk, reinsurance, and the range of risk retention structures and vehicles. Our team of professionals uses a variety of innovative tools that bridge the insurance and capital markets.
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Reinsurance
Transactions include brokering traditional reinsurance for insurance companies, as well as reinsurance of the alternative markets and self-insured trusts for all classes of business. We analyze your requirements, and design a reinsurance program that will meet your needs and is marketable with financially secure reinsurers. We have access to all domestic reinsurers, and through our correspondent relationships we have access to the worldwide marketplace that enables us to establish the best long-term partnership for the reinsured.
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Risk Retention
One of the central issues to any program with significant risk retention is determining the optimal balance between risk transfer and retention. Determining this requires quantitative analysis, and knowledge of how the pieces fit into both the client's financial picture and the risk transfer market. We evaluate the best structure for any program with a risk retention component. Additionally, we act as the nexus for the services required for the proper handling of any program of this type.
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